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Monthly Archives: December 2020

Juvenile

Florida’s Juvenile Justice System

By Julia Kefalinos |

If you’re the parent of a juvenile who’s had a run-in with the law, it could be a jarring crash with reality to see that your child is now head-to-head with the juvenile justice system. You’re not alone in your concern: over 13,000 youth aged 8-18+ were served in juvenile detention facilities throughout Florida… Read More »

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Is Chapter 13 Bankruptcy the Right Choice for You?

By Julia Kefalinos |

If you’ve been swallowed up by debt due to something like a divorce, job loss, or illness, you may feel stressed every time the phone rings or there’s a knock on the door, fearful it’s yet another debt collector demanding payment.  When you’ve been bled dry and there’s not much else you can pay,… Read More »

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Is Bankruptcy the Right Move for You?

By Julia Kefalinos |

This year more than most, many people are finding it hard to make ends meet.  January is often something of a nasty wake-up call from creditors due to holiday shopping that went a bit out of control.  On top of it this particular January, many are dealing with COVID related job loss and/or medical… Read More »

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Hurdles in Filing Chapter 7 Bankruptcy: Means Testing

By Julia Kefalinos |

If you are considering filing a Chapter 7 bankruptcy, you should be prepared for a bit of a fight.  That’s because the federal laws associated with such action became significantly stricter in 2005, when Congress became suspicious about fraudulent claims.  Because of those misgivings, filers face a presumption of abuse at the onset. Understanding… Read More »

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