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Author Archives: Jay Butchko

There is Rarely Any Student Loan Relief in Bankruptcy

By Julia Kefalinos |

Bankruptcy is often seen as a fresh financial start, providing individuals with a path out of debt and towards better money management habits. Each year, the U.S. Bankruptcy courts receive thousands of petitions from individuals hoping to discharge their debts and start anew. But some types of debt are so strong that they even… Read More »

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Understanding a Criminal Mischief Charge

By Julia Kefalinos |

Criminal mischief laws make it a crime to cause willful and malicious damage to property. A criminal mischief charge in Florida is serious, possibly even rising to a felony level and imprisonment in some instances. If you are facing criminal mischief charges, it is vital to secure the services of a capable attorney, who… Read More »

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The Ins and Outs of a Chapter 11 Bankruptcy

By Julia Kefalinos |

News outlets are bustling with talk of bankruptcy as rapper and entrepreneur 50 Cent filed for protection from his creditors in a Connecticut court. The 40-year-old entertainer’s estimated worth previously hit more than $100 million following the sale of his water company to Coca-Cola in 2007. Since that time, he continues to make music,… Read More »

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What to do if Suspected of Marriage Fraud

By Julia Kefalinos |

If you and your current or future spouse are dealing with immigration issues as you start your new marriage, you may find yourself involved with the U.S. Citizenship and Immigration Services or USCIS. Even genuine marriages are sometimes investigated for “marriage fraud,” where a sham marriage is used to circumvent federal law. You should… Read More »

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What To Do If You Are Arrested for a DUI in Florida

By Julia Kefalinos |

In Florida, police officers won’t hesitate to crack down on drunk driving. A recent study showed that Florida ranks in line with most states in terms of how tough it is on drivers accused of driving while under the influence of alcohol to the extent that their normal faculties are impaired (DUI). In fact,… Read More »

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What To Do If You Have Been Arrested

By Julia Kefalinos |

If you are detained by police officers in Florida, you will probably feel powerless and uncertain about what to do, whether it is a DUI charge or a drug crime. You should have an action plan ready, and you should understand what you may face. How to Tell If You Have Been Arrested In… Read More »

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What To Do If You Can’t Pay Your Bills

By Julia Kefalinos |

The economy has improved since the start of the 2008 recession, but that does not mean it’s back to normal for everyone. As recent studies show, many South Floridians have still been left behind. A recent report shows that, although Florida’s wealthiest 1% saw a 40% increase, everyone else’s income dropped by 7%. Further,… Read More »

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Florida Bill Would Protect Domestic Violence Victims from Repeat Offenders

By Julia Kefalinos |

If merely breaking the law was a sufficient deterrent for offenders, then victims of domestic violence would be much safer. As it is, some offenders are not deterred by the misdemeanor offenses that currently safeguard victims from the threat of a violation of a protective order. To bridge the gap, Florida lawmakers have proposed… Read More »

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Late On Your Student Loan? Your Healthcare License Can Be Suspended

By Julia Kefalinos |

Being buried in student loan debt is difficult enough without losing even more on top of it all. In Florida, however, missing your student loan deadline by too many days can cost you more than money and a damaged credit score. If you belong to certain professions, you might lose your professional license as… Read More »

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Studies Show Floridians Getting A Handle On Their Debt

By Julia Kefalinos |

In Florida, credit card debt has been and remains a serious problem for many people in debt, and the recession caused a great deal of financial stress on people and their families, especially when it came to foreclosures. However, recent studies show that many Floridians were able to successfully manage their debt and cut… Read More »

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